Help to Buy is a Government scheme that helps buyers who have a deposit of at least 5% to buy a new home up to the value of £600,000. The government will lend you up to 20% of the value of your new home via an equity loan, so that you only need to secure a 75% mortgage. This equity loan is interest free for five years and you can pay it back at any time or upon the sale of your home.
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