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Colin Hughes’ Shared Ownership story

There are many reasons why people choose Shared Ownership as their route onto the property ladder.  Shared Ownership requires a smaller mortgage and therefore the necessary deposit will also be smaller, it enables buyers to increase their property share via staircasing if their situation improves and, if their home grows in value, so does the equity in their percentage owned – helping Shared Owners take their next step.

Our customers’ routes to Snugg Homes are as varied as their reasons for choosing Shared Ownership, but our aims are always the same – to find them their dream home, in their ideal location, at a price that they can afford.

This is Colin Hughes’ Snugg Homes, Shared Ownership Story.

“The main reason for the move was to put down roots in a location where I could be settled and create a nice home for my children, this home and location was ideal, it was close enough for them to visit regularly and close to their school.

I found out about Shared Ownership whilst searching for properties online; at the time I had been staying at my parents then renting in Wesham.  Property prices in the area I wanted meant that I couldn’t buy a house the traditional way, so I reviewed the government incentives and Shared Ownership was a good option for me. Realistically, it was the only way I could get the area and property I really wanted –  with the funds that I had.

After doing some research, it seemed like a good scheme that would allow me to staircase to owning 100% of my home over time.  Without this scheme, buying a property like this would have seemed impossible unless I waited a long, long time, if ever!

Life has changed massively for me since moving.  For the first time in a few years I feel happy and settled in a home that I love.   It’s in a  great location and somewhere that my children will be happy! It’s everything I need and more:

  • It’s local to my children and their school
  • A great house and layout – spacious and light
  • An ideal village location
  • A nice looking development and well laid out
  • Perfect for commuting, with motorways and main link roads within a few minutes drive.

…And I have to say, Snugg have been great. Sam, the Property Sales Co-ordinator for this development was fantastic.  She answered all of my questions and even gave me and my children an extra viewing prior to moving in, so that they could see it. She has also been great since moving in too; sorting a few snags on the new build – nothing unexpected.

I would highly recommend Sam and her team.” Colin Hughes, 38, Shared Owner, Clifton.

To find out more about Shared Ownership go to

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